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6 Best 5% Cash Back Credit Cards for 2021 | WalletHub

A 5% cash back credit card gives rewards equal to 5% cash back on purchases in select bonus categories or with certain retailers. The only credit cards with 5% cash back on everything are store credit cards, but some people collect multiple credit cards with 5% cash back in various categories in order to save 5% on all of their top expenses, using the Island Approach.